Montreal and Toronto are two of Canada’s most vibrant and diverse cities, each with its own unique character and appeal. While both cities have much to offer, deciding which is better to live in between the two can be a difficult decision.

Montreal is better to live in than Toronto since it has an affordable cost of living and strong community spirit, making it an attractive option for those seeking a high quality of life. 

While both cities have seen an increase in housing prices, the average price of a home in Montreal is 30% lower than in Toronto.

In addition, you would need around 7,621 CAD in Toronto to maintain the same standard of life that you can have with 6,000 CAD in Montreal.

So read on as we delve deeper into the factors that may influence your decision on which city to call home. 

Montreal vs Toronto: Cost of Living

These factors are important to take into consideration when trying to move to another city to know if it best fits your preferences.

1. Rental Costs

According to Numbeo, the average monthly rent for a one-bedroom apartment in Montreal ranges from CAD 1,000 to CAD 1,400, while in Toronto it can range from CAD 1,500 to CAD 2,500. 

However, prices can vary depending on the location and the type of apartment. Downtown Montreal tends to be more expensive than the suburbs, but even then, prices are still lower than in downtown Toronto.

2. Food Costs

In Montreal, you can expect to pay about $1 USD for a loaf of bread at most major grocery stores like Metro or IGA. In Toronto, you’ll pay closer to $2 USD for the same thing–a 50% increase in price! 

However, there are many smaller independent bakeries where you can find artisanal loaves at affordable prices (around $0.50-$1). These bakeries tend to be more prevalent in Montreal than Toronto because they’re part of its culture. 

3. Transportation Costs

In Toronto and Montreal, both cities have excellent public transit options that are reliable and affordable. However, there are other factors to consider when comparing these two cities’ transportation systems.

In Montreal, a single trip on the metro or bus costs $3.50, while a 1-day pass is $10. Alternatively, in Toronto, a single fare on the subway, bus, or streetcar is $3.25, with a day pass costing $13.50. 

Monthly passes in Montreal cost $94, compared to $156 in Toronto. Both cities have extensive networks of buses, streetcars/trams and subways that cover most areas of town so it’s easy to get around without driving yourself (unless you want to). 

The bus lines run 24 hours a day while many subway stations close at night but remain open until early morning hours on weekends only.

Montreal vs Toronto: Quality of Life

When comparing Montreal and Toronto’s quality of life, it is important to know the differences of each city in terms of diversity, healthcare and education systems as well as climate. 

1. Culture and Arts Scene

Montreal’s rich culture and vibrant arts scene make the city a great place to live for those who love arts. The city boasts a large number of museums, galleries and theatres, as well as an impressive number of festivals throughout the year.

Toronto also has its own cultural attractions including some world-class museums like the Royal Ontario Museum (ROM) or Gardiner Museum that feature exhibits on everything from dinosaurs to modern art to ancient Egypt. 

2. Healthcare and Education Systems

In fact, both cities are consistently ranked among the top ten best places to live in Canada because of their high quality of life. 

The healthcare system in Quebec is considered one of the best in North America. This is especially true when it comes to preventive care and public health initiatives like vaccination programs for children under five years old.

There are also many specialised institutions such as hospitals, clinics and research centres that offer specialised services such as cancer treatment or rehabilitation therapies such as physiotherapy or occupational therapy.

3. Climate

The average temperature in January is -10 degrees Celsius (14 degrees Fahrenheit) in Montreal and -5 degrees Celsius (23 degrees Fahrenheit) in Toronto. 

While you’ll need to bundle up when visiting Montreal during the winter months, you can enjoy milder temperatures in Toronto during this time of year.

Montreal vs Toronto: Job Opportunities

The city is home to the Toronto Stock Exchange and major multinational corporations, providing a wealth of job opportunities in the banking, finance, and insurance sectors. 

Additionally, Toronto has a highly diversified economy that includes healthcare, education, and technology sectors. The city attracts a large number of skilled immigrants and international students, further contributing to its job market growth.

Meanwhile, Montreal’s economy is centred on aerospace, technology, and creative industries, which may not offer as many job opportunities as Toronto’s broad-based economy.

Montreal vs Toronto: Population

In terms of population growth, Toronto has been experiencing significant growth in recent years, with an average annual growth rate of 1.8% between 2016 and 2020. In contrast, Montreal has experienced a modest growth rate of 0.8% over the same period. 

This growth can be attributed in part to Toronto’s status as Canada’s economic hub, attracting immigrants and job seekers from around the world. 

Despite the difference in population size and growth, both Montreal and Toronto are diverse and multicultural cities, with significant populations of immigrants and minorities. 

Both cities also offer a wide variety of cultural and entertainment options, making them popular destinations for tourists and residents alike.

Montreal vs Toronto: Immigration Process

These immigration laws include the Express Entry system for skilled workers and the Provincial Nominee Program for those who want to settle in a specific province or territory. 

However, some factors may make the immigration process easier in one city over the other. For example, Toronto’s status as Canada’s economic capital and largest city may attract more job opportunities and make it easier for immigrants to find employment. 

Additionally, Toronto’s diverse population and multiculturalism may make it easier for immigrants to integrate into the community and find social support networks. 

On the other hand, Montreal’s unique cultural identity and strong emphasis on French language and culture may make it more attractive to francophone immigrants and those looking to improve their French language skills. 

Montreal vs Toronto: Taxes

Montreal and Toronto, as major cities in their respective provinces, have different tax structures in place due to provincial tax policies. Comparing the overall tax burden in these cities requires examining income taxes, sales taxes, and property taxes.

In Montreal, property taxes are generally higher than in Toronto, although the exact rates can vary depending on the neighbourhood and type of property. 

The city also charges a number of additional taxes and fees, including a hotel tax, a water tax, and a waste management fee.

In Toronto, property taxes are generally lower than in Montreal, although they have been increasing in recent years due to budgetary pressures. 

Montreal vs Toronto: Pros and Cons

Montreal and Toronto are both vibrant and dynamic cities with their own unique advantages and challenges. Some pros and cons of living in each city include:

Ultimately, the decision to live in Montreal or Toronto will depend on individual priorities and circumstances. 

Both cities offer unique opportunities and challenges, and it is important to carefully consider factors such as cost of living, job opportunities, and cultural fit when making a decision.

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