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The 5 Best Car Insurance Services in Ottawa for Your Protection with Every Ride!

  • Coverage and Add-ons- A car insurance must offer a variety of policies to accommodate different needs because not all drivers will have the same vehicles, driving habits, and age.
  • Reputation - To ensure the proper support, we picked car insurance companies in Ottawa with a proven track record of efficient claims processes and strong financial standing.
  • Efficiency and Responsiveness - Efficient service means being quick to respond (in calls and messages) and having a fast application and claims process to make the whole experience smooth.
  • Value for Money - Not all providers will offer the same prices. So, we checked if the coverage and customer support align with the pricing to get the best value for money.

Car insurance is mandatory in Ontario, which is totally understandable as a driver. In a big and busy city like Ottawa, you’ll encounter reckless drivers who don’t look like they belong on the road—seriously, don’t people go to driving school anymore?

When you’re behind the wheel, no matter how careful, accidents can happen. So getting the right insurance is essential to protect yourself, but not all companies offer exactly what you need, and it can be intimidating if you don’t know what to do.

Don’t worry, we’ve got you covered! We’ve got the best car insurance services in Ottawa, using our own experiences and client surveys from one road to the next. Policy first before revving up!

1. Scrivens Insurance and Investment

scrivens-insurance-and-investment

Services: Insurance for cars, motorcycles, boats, RVs, homes, businesses, and more

Address: 270 MacLaren St

Contact: 613-236-9101, [email protected]

Hours:

  • Monday – Thursday: 8 am – 5 pm
  • Friday: 8 am – 4 pm

Website

Google reviews score4.9/5
Total reviews2/5
Score consistency5/5
Policies5/5
Coverage5/5
Add-ons5/5
Reputation5/5
Availability4/5
Efficiency4/5
Responsiveness4/5
Value for money5/5

When it comes to car insurance, Scrivens Insurance and Investment is one of our top choices. They’ve been serving Ottawa (and the whole of Ontario) since 1930—and they were established here in the capital!

What we love the most is the personalised service you get, regardless of your financial status or driving history. That’s expected, given the variety of auto insurance coverage they offer, including liability and third-party property damage liability.

Plus, there are plenty of add-ons, depending on your needs. There’s the option of adding additional coverage, like towing and minor repairs, which is also available for every client.

They shine the most in their customer service, even though we did have to wait a while before receiving a quotation via email. It’s not that big of a deal, considering that the majority of clients we surveyed noted swift action regarding the claims process.

It’s also worth noting that they go above and beyond by finding a ton of coverage options to get the best rates possible. Basically stress-free, from start to finish!

Pros

  • Established in Ottawa in 1930
  • Personalised service
  • Offers a lot of coverage options
  • Quick claims process

Cons

  • Email responses could be quicker

Quick, efficient, and extremely knowledgeable

“We are extremely satisfied with the services of Paige McKenna at Scrivens Insurance and Investment Solutions! Paige helped us combine our home and auto insurance resulting in cost savings. She is quick and efficient and is extremely knowledgeable! We highly recommend this company for your insurance needs.”

Eric & Tina Laplante, Google Review

Very thorough in fully understanding my coverage needs

“I recently moved my home and car insurance business to Scrivens. My contact at Scrivens was Paige McKenna who was great. She was very thorough in fully understanding my coverage needs and shopped the market to find the best price for the required coverage. In the end, I saved some money but more importantly, I feel confident I’m protected in the event anything unforeseen happens. The service and my experience with Paige and Scrivens was 5 star.”

Joel Koffman, Google Review

brokerlink

Services: Insurance for cars, homes, motorcycles, businesses, tenants, and more

Address: 1150 Cyrville Rd, Suite 200

Contact: 1-866-724-2372, [email protected]

Hours: Monday – Friday: 8:30 am – 5 pm

Website

Google reviews score4.8/5
Total reviews4/5
Score consistency4/5
Policies5/5
Coverage5/5
Add-ons5/5
Reputation5/5
Availability4.5/5
Efficiency5/5
Responsiveness4/5
Value for money5/5

For over 30 years, BrokerLink has catered to over a million clients across the region. All these experiences make them a top contender if you want to find the best car insurance coverage in Ottawa, and we can provide you with evidence.

One example is that they hunt for the best coverage from over 200 insurance services, including major and minor companies. You can see a wide range of options that will cater to your needs and budget.

The personalization is impressive as well, as you can protect yourself even more by bundling different types of insurance. And since they shop around, it’s easy to look for companies that offer the strongest customization.

They have several offices in Ottawa, so it’s easy to reach them. However, we did experience a long wait on the call line, which did extend up to over half an hour.

Overall, the service we’ve seen has been smooth. Some clients didn’t mind the long wait since they received the right support when it came to policy changes and claims processes.

Pros

  • Several offices in Ottawa
  • Shops in over 200 companies
  • Wide range of options
  • Quick to act on policy changes and claims

Cons

  • Lengthy call wait times

Went above and beyond

“Hetal Sarvaiya is the broker that helped me. She went above and beyond to ensure my needs were met. She did everything in a timely manner and was extremely knowledgeable about the help and services I needed. Her service was old fashioned. You don’t get customers service/help like that anymore. Thank you Hetal!”

Shandel Reid, Google Review

Customer service skills are 10/10

“Sarah Arthur is an incredible broker! Her customer service skills are 10/10. It was a very pleasant experience speaking with her. She works quickly and accesses her resources to help you find the products that you need. I highly recommend her!”

Will Law, Google Review

3. Tanner Insurance

tanner-insurance

Services: Insurance for cars, homes, boats, businesses, cottages, and more

Address: 2435 Holly Ln, #200

Contact: 1-877-447-8844, 613-232-5704

Hours: Monday – Friday: 8 am – 5 pm

Website

Google reviews score4.9/5
Facebook reviews score4.8/5
Total reviews5/5
Score consistency4/5
Policies5/5
Coverage5/5
Add-ons5/5
Reputation5/5
Availability4/5
Efficiency4/5
Responsiveness4/5
Value for money5/5

When it comes to auto protection in Ottawa, Tanner Insurance has got it covered. It’s one of the reasons we were impressed, as they provide options for cars and all-terrain vehicles, which some insurance companies exclude.

One of their best qualities is how they can find the most cost-effective solutions without affecting the coverage. And they do this fast, as they don’t wait around to find the best insurance coverage.

Additionally, their service is customizable, since you can set the limits and deductibles in your policy. You could say that’s normal in car insurance companies, but the thing is, they find the most easily tailored solutions.

But here’s the hiccup: the service depends on the agent, since there were some gaps in customer support during the claims process, mostly during busy times.

Then again, the overall service has been super quick, as noted by most clients we spoke with. They mentioned that their agents found cheaper rates in just 24 hours—just note that office visits are by appointment only.

Pros

  • Wide range of auto insurance options
  • Highly customisable
  • Finds the most cost-effective solutions
  • Quick to act

Cons

  • Speed of service depends on the agent
  • Appointment-only visits

Wonderful to deal with

“Linda has been wonderful to deal with in switching insurance and using a broker. Everyone I’ve dealt with at Tanner has been responsive, professional and knowledgeable. I’m sold on the benefits of using a broker for all my insurance needs..”

Kim Gibbons, Google Review

Professional, efficient, and genuinely committed to helping

“I had a great experience with Tanner Insurance! The team is professional, efficient, and genuinely committed to helping their clients. Arlinda Lopes, in particular, was incredibly helpful—she took the time to explain everything clearly and made sure I had the right coverage for my needs. It’s refreshing to deal with a company that combines great customer service with real expertise. Highly recommend Tanner Insurance to anyone looking for dependable and friendly insurance support!”

Badur Nani, Google Review

4. KBD Insurance

kbd-insurance

Services: Insurance for cars, homes, motorcycles, businesses, and more

Address: 1420 Blair Towers Pl, Suite 602, Gloucester

Contact: 613-212-2352, [email protected]

Hours: Monday – Friday: 8:30 am – 4:30 pm

Website

Google reviews score4.8/5
Total reviews2/5
Score consistency4/5
Policies5/5
Coverage5/5
Add-ons5/5
Reputation5/5
Availability4/5
Efficiency4/5
Responsiveness4/5
Value for money5/5

KBD Insurance has been around for over 40 years, providing tailored services for Ontario residents. Their car insurance is comprehensive, covering collisions, liability, and vandalism.

They find the most affordable and ideal coverage by shopping around various insurers, including leading companies in Canada. Impressively, they know how to do it right, as most clients liked the coverage they got.

Moreover, their excellent service is mostly due to their agents, who go the extra mile by delivering cost-effective results quickly. To top it off, they actually make the effort to understand their clients’ needs, as stated by most people our team talked to.

There’s a gap in the process, though, after they partnered with another insurance broker in Montreal. Instead of a seamless application process like before, they’ll forward Ontario residents to the other brokerage rather than assisting them directly.

It’s a little bumpy as they process this new partnership, so it’ll take a short while before the smooth flow returns again. But their customer support has been outstanding, since they take full accountability for mistakes.

Pros

  • Delivers cost-effective policies
  • Highly understanding agents
  • Excellent customer support
  • Practices accountability

Cons

  • A little bumpy application process

Polite and great to deal with

“I have been with KBD for many years and yet to find a broker that was as polite and great to deal with like Alisha Patel. She not only is knowledgeable and patient but loves her job and it shows. Thank you Alisha for doing a superb job for KBD Insurance clients’.”

Alfred Wunder, Google Review

Professional and understanding

“Brooke has made this experience super great. She is very professional in a kind and understanding way as well as easy to talk to. I actually chose this car and home insurance because of her polite and sweet manners ! She is a great asset to your company and I am happy to be her and your client. I highly recommend you.”

Heidi Collins, Google Review

5. NFP

nfp

Services: Insurance for cars, motorcycles, homes, businesses, horse farms, and more

Address: 2936 Baseline Rd, Nepean

Contact: 1-844-811-1118

Hours: Monday – Friday: 9 am – 5 pm

Website

Google reviews score4.6/5
Total reviews4/5
Score consistency3/5
Policies5/5
Coverage5/5
Add-ons5/5
Reputation5/5
Availability4.5/5
Efficiency5/5
Responsiveness4/5
Value for money5/5

NFP, an Aon company, has all sorts of insurance covered. But we’re here about auto insurance, and we’re glad that they offer this for all kinds of vehicles.

For instance, they don’t just offer protection for modern cars, but also provide collector car insurance for antique automobiles, hot rods, and collector military vehicles. Impressively, you can purchase specialty coverage tailored for your collection.

There are the usual types of car insurance coverage, such as liability, accidents, and property damage. We were pleased, most of all, by the additional coverage options, including specified perils, like natural disasters.

Speaking with an agent about the options and claims processes is fairly easy, except for lengthy call holdups. Since they’re a growing company in Canada, we understand the queues, but also expect faster customer service, given their reach across the region.

Once you do reach an agent, everything will be A-OK. During our surveys, we learned that they can deliver by providing economical quotes that match the client’s needs and budget.

Pros

  • Provides protection for all vehicles
  • Offers insurance for collector cars
  • Loads of additional coverage options
  • Delivers economical quotes

Cons

  • Long call holdups

Did a tremendous job

“Maggie did a tremendous job in helping me find the best insurance for my new car. Her email responses were very quick, and her communication is very professional.

Would highly recommend going with this brokerage to find the best car insurance options.”

Camila Bousquet, Google Review

Very patient and professional service

“Very patient and professional service. Ended with better coverage and lower cost to me for both Home and Auto insurance.”

Skot F, Google Review

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