Bilyk Financial stands out for its top-tier investment management approach, meticulously tailored to fit your financial needs.

While most advisors start with asset allocation and then select investments, Bilyk flips the script.

They begin by evaluating a range of strategies, considering factors like returns and volatility, to build a portfolio tailored to meet your goals.

This approach goes beyond traditional investments, including alternatives like private equities and real estate, which can be beneficial for income generation.

Each portfolio includes a mix of investment solutions, aiming to deliver above-average returns over the long term.

Plus, they make it a priority to regularly visit their clients in every city they serve, ensuring personalized service.

Finovo is a founding member of the Financial Planning Association of Canada (FPAC), which is all about setting standards in the industry to ensure trustworthiness.

During our research, we also found that their services are unique. One of their offerings is the Quickstart Financial Plan, which is aimed at busy professionals who want convenience since this is customised based on life situations.

We were also fond of their Financial Clarity Meeting service, which is priced at only $500. What’s good about this is it provides expert advice for individuals who want to dip their toes in financial planning.

Moreover, we really like this because it’s a good start to building the client’s retirement strategy. Plus, the clients we conversed with loved how their financial advisors provided attainable solutions to their financial goals.

It’s also worth highlighting that Finovo Financial offers monthly subscription plans. We were thrilled that their monthly plans are all about giving expert advice on various facets of the client’s financial issues.

Since Finovo Financial offers financial packages, we found that their rates are always transparent. There are no surprise charges, which we appreciate.

Moraine Wealth Advisory, located in Calgary, offers a wealth management service that transcends traditional investment advice, focusing on comprehensive solutions tailored to individual needs. Their team, led by seasoned professionals like Sean Wilson and Amanda Allan, emphasizes a holistic approach to financial planning. With a foundation built on trust, integrity, and effective communication, Moraine Wealth Advisory aims to provide clarity and confidence in their clients’ financial journeys.

One of the standout features of Moraine Wealth Advisory is their dedication to true diversification and risk management. They employ a strategy that includes over ten different asset classes, designed to protect capital while ensuring growth that outpaces inflation. This careful and methodical approach to portfolio construction highlights their commitment to minimizing risks and maximizing returns for their clients.

Furthermore, the firm’s alignment with client interests is a significant advantage. By investing in the same strategies they recommend, Moraine Wealth Advisory demonstrates a strong commitment to shared success. Their fee-only structure ensures that their advice is unbiased and focused solely on the clients’ best interests. Additionally, their high standards of fiduciary duty and transparent reporting practices foster trust and reliability.

However, potential clients should be aware of some drawbacks when considering Moraine Wealth Advisory. The extensive and detailed nature of their services can lead to higher fees, which may be a barrier for some individuals. Additionally, the comprehensive and multifaceted approach to financial planning might be too intricate for those who prefer straightforward, less complex solutions.

In summary, Moraine Wealth Advisory offers a thorough and client-centric wealth management service that extends beyond mere investment advice. Their focus on diversification, alignment with client interests, and high ethical standards make them a compelling choice for those seeking comprehensive financial planning. 

With a large team of 10+ professionals and nearly 70 years in the financial services industry, Cox Financial Group is one of the strongest wealth management firms in Canada.

Cox Financial Group’s portfolio managers act as fiduciaries, ensuring that client interests are prioritized. They begin by creating a personalized financial plan for families or businesses, followed by a tailored investment strategy designed to achieve specific goals. This approach combines institutional-style investment management with a focus on long-term financial success.

Cox Financial Group excels in Wealth Planning services, providing expertise in Estate Planning, Insurance, and Portfolio Management. Their comprehensive approach ensures each client’s financial future is secure and structured for long-term success.

Their team works closely with clients to design personalized strategies, considering each individual’s unique circumstances and goals. With a focus on protecting assets and optimizing growth, Cox Financial Group delivers tailored plans that provide peace of mind and financial security for both families and businesses.

As a firm that offers no-obligation, free consultations, you can test out the team before making your final decision on whether they’re a good fit for you.

In our books, one of the most qualified financial advisors in Calgary is Ideal Life Experience. They won the 2023 Best Financial Fiduciary Advisory Firm – Alberta from the New World Report Awards.

Moreover, they were also the Financial Services Provider of the Year 2023/24 by Corporate Livewire Global Awards and the Financial Advisory Firm of the Year 2023 in Calgary from Acquisition International. Clearly, we were impressed!

An icing on the cake is their BBB accreditation, ensuring they will handle customer complaints promptly. We were happy to learn they even received an A+ rating.

Their services are pretty thorough as well, which we absolutely approve of. This includes family budgeting, major purchases, retirement planning, tax minimization, and estate planning.

But what we were more impressed by is their one-of-a-kind approach. Instead of sticking to traditional methods only, they will provide a plan that will combine all goals into one financial strategy, which will also take less time.

During our research, we learned that their method provided financial independence to clients. We also talked with clients who have retired and reached their financial goals, which we believe indicates greatly how effective the financial advice was.

However, we learned that Ideal Life Experience focuses on individuals and families. Unfortunately, that means they aren’t a go-to for corporations.

Nevertheless, we believe Calgarians will be happy with the rates. They provide flat fees that don’t have hidden charges!

What we like about Camber Private Wealth is they’re not your typical financial advisor. From our research, we learned that they’re a registered portfolio management firm.

Furthermore, it means they are able to manage investment portfolios on behalf of their clients. We found that really convenient, especially when there are many investments. 

One of our favourite things about their services is that they are all about gaining financial clarity. During our surveys, we learned that they offer personalised services for each client, ensuring the best possible strategies.

Plus, we think it’s commendable that Camber Private Wealth uses evidence-based investment strategies. This means that their methods and approaches are not based on speculations, which we really appreciate.

Additionally, we think it’s nice that they follow the diversification technique. Instead of putting all the eggs in one basket, they will spread investments across multiple areas to minimise risks.

Another impressive feature is they use modern technology to ensure their financial dashboard is accurate for better tracking. We believe this can put clients at ease—and it’s free!

But during our research, we learned that they may not be a good fit for everybody. We found that their minimum account size is $500,000, which is a little higher than other financial advisors in Calgary.

Up Financial was founded in 2015 by financial advisors who used to work at a major firm. Because of that, we believe they have the necessary knowledge to handle simple and complex financial goals.

We also like that they have a highly qualified team of financial advisors. They have Certified Financial Planners and Chartered Investment Managers, which we believe says a great deal about their wealth of information.

Their services are catered to individuals and business owners, which is something we appreciate because it means more Calgarians can hire them. Plus, we love that they can handle complex financial planning, such as trusts and estates.

Furthermore, we were happy to learn that they offer comprehensive financial planning services. They also provide investment management, risk management, and corporate financial planning for large businesses.

Another thing we were pleased about is their thorough, no-obligation consultations for new clients. However, this isn’t available for in-person meetings, which is a little bit of a letdown.

Nonetheless, our findings showed that Up Financial clients were happy with their approach because of the personalised service and great attention to detail. Some clients have even recommended them to family and friends.

Finally, we want to mention that Up Financial doesn’t set an account minimum. This is something we approve of because it makes them accessible to many Calgarians, even without a high net worth.