Bilyk Financial has continued to support families, individuals, and organizations throughout Canada for over five decades. Their dedication to thoughtful planning and tailored portfolio strategies is commendable.

Bilyk Financial takes a unique approach to managing investments, tailoring their strategies precisely to your needs.

While most advisors start by dividing assets into different classes, they do things differently.

They first assess a range of investment strategies based on returns, risk, and correlations, then craft a portfolio that combines them effectively to meet your goals.

They don’t just stick to traditional stocks and bonds; they explore alternative investments, which can be great for generating income nowadays.

Their portfolios include a mix of public equities, private equities, fixed-income, real estate, infrastructure, credit, and commodities.

They aim to deliver above-average, long-term returns while managing risk consistently. Plus, they make a point to regularly visit clients in every city they serve, showing their commitment to personalized service.

Now, let’s talk about John Lysack Wealth Management. They specialize in giving personalized advice to fit unique needs, such as retirement, wealth transfer strategies, and insurance planning, covering all the basics and then some.

From our surveys, John and his team are highly responsive and quick to address any issues or concerns as soon as they’re notified. This proactive approach gives clients peace of mind, especially during stressful times.

We’re also impressed at their know-how in handling insurance matters. They cover everything from planning to adjusting existing policies and finding solutions for those facing insurance-related issues.

For instance, one of their clients had difficulty obtaining insurance after battling cancer twice. John understood their situation and not only showed doable options but also reviewed their existing coverage, and he managed to offer them a package at a reasonable price, effectively handling the client’s concerns.

But we did notice that he doesn’t focus much on business financial planning, since he usually works with individuals or families.

Still, we’ve got to hand it to John Lysack Wealth Management for their consistent performance and customer care. Plus, it’s great that they offer free consultations lasting between 30 to 45 minutes, depending on the type of meeting.

What we like most about Kismet Wealth Group is that they work with various types of clients—individuals, groups, families, businesses, and organizations alike. 

Based on our research, they offer many services, like wealth management, mortgages and financing, real estate development, tax and accounting, and investment management.

On top of that, we love how knowledgeable they are about the current market and industry trends. We’ve observed that they’re also experts in areas like cryptocurrency, foreign real estate, buyouts, and much more.

Also, it’s great that they have an in-house real estate team. This makes financial planning and real estate transitions seamless, without the hassle of dealing with third-party companies—easier to manage and keep track of everything.

Speaking of staying on top of things, it’s highly convenient and accessible that they have a client portal. Clients can easily check their financial status, review plans, and contact their advisors whenever they want.

However, it’s quite a letdown that they prioritize high-net-worth clients and usually limit their roster to around 100 existing clients. So, there’s no guarantee you’ll be able to bring them on board as quickly as you’d like.

Nonetheless, we believe Kismet Wealth Group is a solid choice for affluent clients or those who prefer having business and personal finances managed by the same team.

What’s interesting about Buxton Financial is that it operates as a fee-only financial planning company. We believe this is great for folks who want to keep costs down and value long-term service. 

Since the company only earns fees from what they receive, there’s no need for commissions.

Another standout feature is their expertise in retirement-related services, covering everything from taxes and pensions to managing cash flow and mitigating risks like health, longevity, and inflation. 

From what we’ve seen, they’re also well-regarded among couples who want to plan their retirement early, ensuring enhanced financial security and achieving long-term goals for a worry-free retirement.

However, we’re a bit bummed that Buxton Financial services are somewhat limited than other financial advisors, as they primarily focus on retirement planning. We think this might not be the ideal choice for individuals with diverse financial goals and needs in mind.

We also noticed that they have a small team with just one financial advisor, which means their availability for consultations and meetings may be more limited.

Regardless, Buxton Financial has a commendable track record of simplifying things for clients. They’re great at suggesting achievable goals and strategies that don’t deprive them of enjoying their earning years.

Kind Wealth tackles different issues spanning financial management, investment planning, tax planning, risk management, estate planning, and corporate planning. They cater to clients of all ages and stages, including professionals, executives, and tech startup entities who are also business owners.

One thing that caught our eye is that they have their pricing available right on their website, which is pretty rare in the financial advisor industry. Plus, we appreciate that they don’t expect any commissions or have hidden fees, which means you can count on them to maximize your assets as much as possible.

We also discovered that they use an advice-only planning model, which clients have been grateful for. It means they don’t have to stress about being sold products; instead, they can trust that they’ll receive genuinely smart advice.

But just a heads up, they operate with a small team and don’t necessarily focus on building a large client list. While they do accept new clients, they cap the number at just 50 families, which is relatively smaller than other companies that work with hundreds of clients.

Finally, they offer free consultations to see if their services align with your financial goals and needs, and to check if they’re still accepting new clients. Plus, we commend their customer service, especially since they’re open to referring you to other experts if you decide not to proceed with them.