Categories > Other Services
The 5 Most Trusted Payday Loan Services in Winnipeg
Payday loan services provide quick financial assistance to individuals facing unexpected expenses. They help borrowers meet urgent needs without going through lengthy loan application processes.
Choosing a trusted provider is crucial to ensure fair terms and transparent practices. And with so many companies out there, it’s not easy to choose the right lender.
With our review of Winnipeg’s most reliable payday loan services, you can choose the best option tailored to your needs. Read on!
1. Easyfinancial
Services: Personal Loans, Home Equity Loans, Auto Loans, Point-of-Sale Financing, Value-Added Services, and Small Business Financing
Website: https://www.easyfinancial.com
Contact Details: +12045153791
Company Address: 1594 St Mary’s Rd, Winnipeg, MB R2M 3W4, Canada
Operating Hours: Mondays to Fridays, 10:00 AM – 7:00 PM, Saturdays, 9:00 AM – 5:00 PM
Google Reviews | 4.9/5 |
Score Consistency | 4.9/5 |
Total Reviews | 4/5 |
Qualifications | 5/5 |
Customer Service | 4.5/5 |
Professionalism | 4/5 |
Responsiveness | 5/5 |
Accessibility | 5/5 |
Location | 5/5 |
Parking Space | 5/5 |
Availability | 4.5/5 |
Operation Hours | 4/5 |
Branches | 5/5 |
Pros
- Has a loan calculator on their website
- Has seven branches in the city
Cons
- Unavailable on Sundays
- Can work on customer service
Easyfinancial is easily one of the most recognized payday loan services in Winnipeg. We think their A+ rating and accreditation from BBB and platinum customer satisfaction award from Feefo make them worthy of customers’ trust.
In addition, Easyfinancial’s long-standing presence since 1990. For us, their decades of experience reflect their stability and experience in the industry.
One particular feature we like is the loan calculator on their website that helps customers plan their borrowing needs efficiently–a plus point in our books! We also appreciate that Easyfinancial’s website is available in French.
It’s also worth noting that Easyfinancial has seven branches in the city. We appreciate that they ensure easy access to their services for borrowers.
Although, we think Easyfinancial’s station at St. Mary is more notable than the rest because it is near two bus stops and has ample parking space.
We like this branch because it allows clients to visit them by using either public or private modes of transportation.
Unfortunately, Easyfinancial is unavailable on Sundays. Despite being an understandable drawback, we think it’s worth sharing as it may cause inconvenience to customers seeking immediate assistance during weekends.
While Easyfinancial has much to offer, some customers have raised concerns about the staff’s discourteous behaviour. Hopefully, they would improve this part since these are the last clients looking for financial assistance would expect.
2. Cash Money
Services: Payday Loans, Online Loans, and Personal Loans
Website: https://www.cashmoney.ca
Contact Details: +12042752274
Company Address: 647 Portage Ave, Winnipeg, MB R3B 2G4, Canada
Operating Hours: Mondays to Fridays, 9:00 AM – 9:00 PM, Saturdays to Sundays, 12:00 PM – 6:00 PM
Google Reviews | 4.9/5 |
Score Consistency | 4.9/5 |
Total Reviews | 5/5 |
Qualifications | 5/5 |
Customer Service | 4.5/5 |
Professionalism | 4/5 |
Responsiveness | 5/5 |
Accessibility | 5/5 |
Location | 5/5 |
Parking Space | 5/5 |
Availability | 5/5 |
Operation Hours | 5/5 |
Branches | 5/5 |
Pros
- A reputable company
- Available on Sundays
- Near several bus stops
- Has ample parking space
Cons
- Can improve customer service
Cash Money is a payday loan company that’s been operating since 1992. We think their years of experience in money lending are invaluable as it exudes trust and integrity to their clients.
From our research, we found that Cash Money is a Canadian Consumer Finance Association member. Being a part of the said institution means they adhere to standards and regulations, ensuring clients of credibility and accountability.
Another standout advantage of CashMoney is their availability on Sundays. We think this schedule can be a lifesaver for those facing urgent financial needs when traditional banks are closed, which is commendable.
While Cash Money has fewer branches than others, their office at Portage Ave. is worth noting because it’s near several bus stops. We like this because it makes them easily reachable for people who rely on public transportation.
Moreover, the same branch boasts ample parking space–a significant perk for Winnipegers who prefer to drive. Finding parking in busy areas can be a hassle, but we like that they throw this concern out of the window.
CashMoney’s website also provides a guide and details on getting loans. We like this feature because it can help individuals make informed decisions and understand the terms and conditions before committing to a loan.
However, some customers have complained about Cashmoney’s customer service, where they addressed their concerns inadequately. While these complaints may be few, tackling it can help clients miles during tough times.
3. Money Mart
Services: Payday Loans, Installment Loans, Cash Advance Loan, and Small Business Loans
Website: https://www.moneymart.ca
Contact Details: +12049436001
Company Address: 294 Portage Ave #102, Winnipeg, MB R3C 0B9, Canada
Operating Hours: Mondays to Fridays, 8:00 AM – 8:00 PM, Saturdays, 9:00 AM to 8:00 PM, Sundays, 12:00 PM – 6:00 PM
Google Reviews | 4.8/5 |
Score Consistency | 4.8/5 |
Total Reviews | 5/5 |
Qualifications | 5/5 |
Customer Service | 4.5/5 |
Professionalism | 4/5 |
Responsiveness | 5/5 |
Accessibility | 4.5/5 |
Location | 5/5 |
Parking Space | 4/5 |
Availability | 5/5 |
Operation Hours | 5/5 |
Branches | 5/5 |
Pros
- In business since 1982
- Has a mobile app
- Branches are near bus stops
Cons
- Has a small parking area
Money Mart is a payday loan company in Winnipeg that stood out to us because of its mobile app. We like the idea that with just a few taps, customers can apply for loans and manage their accounts on the go, making borrowing quick and convenient!
Also, we think Money Mart’s loan calculator on their website is another handy tool. Aside from that, this transparency is a big plus since it helps borrowers to make informed decisions, ensuring they can manage the repayment comfortably.
With four branches scattered throughout the city, Money Mart’s accessibility is commendable. The 4km proximity of offices allows customers to choose the convenient location and help those without reliable transportation.
Speaking of which, we’re happy to learn that Money Mart’s branches are near a bus stop. Their convenient locations can make borrowing hassle-free and accessible for clients who rely on public transportation.
But, we were quite disappointed to find that MoneyMart’s branches (except the 2545 Portage Ave) only have a small roadside parking area.
Aside from finding it challenging to park, we think customers may experience inconvenience looking for space during peak business hours.
Nevertheless, Money Mart’s staff is known for their helpfulness, politeness, and thorough assistance. We commend their friendly customer service since it can make the loan application process less intimidating and more pleasant.
Lastly, it’s worth sharing that Money Mart has been in the payday loan business since 1982. Their longstanding presence in the industry is notable as it signifies them as a trusted and reliable lender.
4. Fairstone
Services: Payday Loans, Unsecured Personal Loans, Home Equity Loans, Car and Auto, Loans, and Online Loans
Website: https://www.fairstone.ca
Contact Details: +12042572157
Company Address: 1504 St Mary’s Rd Unit 13, Winnipeg, MB R2M 3V7, Canada
Operating Hours: Mondays, Wednesdays, to Thursdays, 9:00 AM – 5:30 PM, Tuesdays, 9:00 AM – 7:00 PM, Fridays, 9:00 AM – 5:00 PM
Google Reviews | 4.8/5 |
Score Consistency | 4.8/5 |
Total Reviews | 2/5 |
Qualifications | 5/5 |
Customer Service | 4.5/5 |
Professionalism | 4/5 |
Responsiveness | 5/5 |
Accessibility | 5/5 |
Location | 5/5 |
Parking Space | 5/5 |
Availability | 4/5 |
Operation Hours | 4/5 |
Branches | 4/5 |
Pros
- Has been in industry since 1923
- Has an online loan management system
- Has an online loan calculator
- Accessible location near a bus stop
- Ample parking space
Cons
- Unavailable on weekends
- Can improve customer service
With roots dating back to 1923, Fairstone is one of the pioneers in financial businesses in Winnipeg. Their background is worth noting because it brings a sense of reliability and trustworthiness.
We think one of the significant advantages of choosing Fairstone is its multiple branch locations across the city. With five branches in strategic areas, borrowers can easily find a nearby office to discuss their financial needs face-to-face.
We also like that Fairstone has an efficient online loan management system.
Through this platform, borrowers can monitor and manage their loan balance, payment deadlines, access their payment history, and payments on their loans from the comfort of their homes.
Meanwhile, in our books, one of the significant advantages of choosing Fairstone is the accessibility of its four locations across the city. Although fewer than others, this can help borrowers easily find a nearby branch to discuss their financial needs face-to-face.
Fairstone boasts a parking space at its St Mary’s branch, setting it apart from competitors in busy city areas. We like that this availability of ample parking makes office visits more convenient and saves borrowers from frustration.
Moreover, Fairstone’s branch at St. Mary is accessible via bus. It’s good news for customers whose preferred mode of travelling is via transit.
However, we consider Fairstone’s unavailability on weekends to be their drawback. It’s convenient for individuals with busy schedules during weekdays or facing urgent financial needs on weekends.
We must also mention that we found some reports that suggest that Fairstone’s customer service could use improvement.
Complaints of inattentiveness and impolite behaviour from staff members have been reported, which might deter potential borrowers looking for a positive experience.
5. AAR Financial
Services: Payday Loans, Personal Loans, Home Equity Loans, and Small Business Loans
Website: http://www.aarfinancial.ca/
Contact Details: +12045949444
Company Address: 17 Marion St, Winnipeg, MB R2H 0S8, Canada
Operating Hours: Mondays to Fridays, 7:00 AM – 8:00 PM, Saturdays, 9:00 AM – 7:00 PM
Google Reviews | 4.7/5 |
Score Consistency | 4.7/5 |
Total Reviews | 4/5 |
Qualifications | 4.5/5 |
Customer Service | 5/5 |
Professionalism | 5/5 |
Responsiveness | 5/5 |
Accessibility | 5/5 |
Location | 5/5 |
Parking Space | 5/5 |
Availability | 4/5 |
Operation Hours | 4/5 |
Branches | 4/5 |
Pros
- A recognized business
- Operates more than 12 hours daily
- Near a bus stop
Cons
- Unavailable on Sundays
- A relatively younger business
AAR has been in the lending business since 2013. Although it’s been in the industry for a relatively shorter time than others, we commend that it has managed to secure a B+ rating from BBB, proving themselves to be a reputable cash loaner.
While we like that they have a fresh approach to customer service and lending practices, they have limited experience compared to some of their competitors.
That said, we think it’s reassuring that AAR’s friendly and responsive team is ready to greet their clients. Their staff members are always ready to lend a helping hand and guide you through the loan application process.
Meanwhile, AAR has four branches in the city (such as St. Boniface and Brandon). We think it’s commendable that they strategically cover key business areas to ensure accessibility for their clients.
That said, their branch at Marion Street is near a bus stop. Although it’s a slight advantage, we appreciate that AAR makes it easy for clients to access quick cash in the direst of times!
However, one notable hiccup we found about AAR is their unavailability on Sundays. It can be a downside for those who require immediate financial relief outside regular business hours.
Nevertheless, we’re glad their operation hours are more flexible than others. AAR’s more than 12 hours of office availability can be handy–or even a lifesaver–for workers who can work on their loans during after-office hours.