If you’re considering a move to Canada, two cities that might be on your radar are Montreal and Ottawa. Both cities offer unique experiences and lifestyles, making it difficult to choose between the two. 

Montreal is better to live in since its cost of living is 10% less expensive than in Ottawa, with Montreal ranked as the 2311th and Ottawa as the 2019th most costly cities in the world. 

Additionally, the average after-tax salary in Montreal is enough to cover living expenses for 1.7 months compared to 1.8 months in Ottawa. 

So read on, as we explore and unravel the distinct charms and hidden secrets of these two Canadian gems, and ultimately help you decide which metropolis truly reigns supreme as the ideal place to call home.

Montreal vs Ottawa: Cost of Living

If you’re moving to or from Montreal and Ottawa, it can be helpful to know how much your monthly expenses will be. 

This cost of living comparison takes into account the average rent for apartments in each city, as well as other basic costs like groceries and transportation.

1. Housing Costs

In Montreal, the average rent for a one-bedroom apartment in the city centre is approximately $1,400, while in Ottawa, it’s around $1,700. 

For larger apartments, a three-bedroom in Montreal’s city centre averages $2,500, whereas Ottawa’s is closer to $2,800. 

Although both cities offer a range of housing options to suit various budgets, Montreal’s lower rental prices make it a more attractive option for those looking to save on housing costs.

2. Food Costs

Although, groceries in Montreal are about 2.4% higher than in Ottawa, with items like fruits, vegetables, and dairy products often costing less. 

Meanwhile, eating out in Montreal tends to be more budget-friendly, with the average cost of a meal at an inexpensive restaurant being around $22, while in Ottawa is $25. 

Moreover, Montreal’s diverse culinary scene offers a wide variety of affordable options, making it an attractive city for food lovers seeking both quality and affordability in comparison to Ottawa.

3. Transportation Costs

A monthly public transportation pass in Montreal costs around $94, while Ottawa’s equivalent is approximately $125, a noticeable difference of around 31%. 

Additionally, taxi fares start at a lower rate in Montreal, with a base fare of $4.10, compared to Ottawa’s $4.50. Gas prices, on the other hand, are relatively similar between the two cities.

The overall affordability of Montreal’s public transportation system and lower taxi fares make it a more budget-friendly choice for residents and visitors seeking cost-effective transportation options.

Montreal vs Ottawa: Quality of Life

When evaluating the quality of life in Montreal and Ottawa, it is crucial to consider various factors that contribute to an individual’s overall well-being, such as cultural offerings, healthcare, education and safety. 

1. Cultural Offering

Montreal hosts more than 300 festivals throughout the year, including jazz, comedy and film festivals. Meanwhile, Ottawa has fewer annual events but still manages to produce  big ones like Winterlude or Canada Day celebrations on Parliament Hill every July 1st. 

It also has several museums worth visiting including the National Gallery of Canada which houses works by Picasso, and Van Gogh. 

2. Healthcare 

The city of Montreal has a large number of hospitals, including McGill University Health Centre (MUHC), which is ranked as one of the top ten hospitals in Canada.

The accessibility of healthcare services is high, with most residents having access to primary care physicians within easy reach. 

Residents can also receive treatment at any time without having to wait for an appointment or spend hours waiting in line at a clinic or hospital emergency room.

3. Education

Montreal’s array of universities and schools offering a wide range of programs at all levels, including the prestigious McGill University and Concordia University, make it an excellent destination for students seeking a quality education. 

• Concordia University – Located in downtown Montreal, this university offers bachelor’s degrees in arts & science as well as business administration & management, and law.

• McGill University – Founded by James McGill himself back in 1821! This school offers undergraduate programs through its Faculty of Arts & Science as well as graduate programs through its other faculties such as Medicine or Law School.

The presence of these institutions, along with other universities and schools in Montreal, makes it an attractive destination for students seeking a quality education.

4. Safety

In 2017, Ottawa had 5,965 reported crimes per 100,000 residents compared with 4,211 in Montreal. However, both cities have similar emergency services coverage.

Both have 911 emergency service centres that dispatch police officers or firefighters when necessary. 

Furthermore, both cities also offer ambulance services through private companies contracted by local governments, as well as life flight helicopters or air ambulances if necessary.

Montreal vs Ottawa: Job Opportunities

Montreal boasts a strong presence in sectors like technology, aerospace, gaming, and film production, offering a wider range of job prospects. However, Ottawa, being the nation’s capital, offers ample opportunities in government, and technology sectors. 

While Montreal has a slightly higher unemployment rate at around 5% compared to Ottawa’s 3%, the city’s diverse job market attracts a larger pool of talent. 

Ultimately, the choice between Montreal and Ottawa for job opportunities depends on one’s career preferences and industry focus.

Montreal vs Ottawa: Population

With a population of over 3.6 million, Montreal is the second-largest city in Canada, attracting people from various cultural backgrounds and providing a rich blend of languages, cuisines, and traditions.

In contrast, Ottawa’s metropolitan population stands at around 1.4 million, ranking it as the fourth-largest city in the country. 

Ottawa, being the capital city, also draws a diverse population, but its primary focus on government and public administration makes it less densely populated than Montreal.

Overall, Montreal’s larger and more diverse population can make it a more attractive option for those seeking a vibrant and multicultural environment. 

Montreal vs Ottawa: Immigration Process

Montreal, located in Quebec, follows the province’s distinct immigration policies, which include a separate skilled worker program and a mandatory French language proficiency for certain applicants. 

In contrast, Ottawa, located in Ontario, adheres to the general federal immigration programs such as the Express Entry system and the Provincial Nominee Program, without a compulsory language requirement. 

Therefore, immigrants should consider their language skills and desired immigration programs when choosing between Montreal and Ottawa.

Montreal vs Ottawa:Taxes

Quebec’s top combined federal and provincial income tax rate is approximately 53.3%, while Ontario’s is around 53.5%. 

Additionally, Quebec’s sales tax is higher, with a combined rate of 14.975% (GST 5% and QST 9.975%) compared to Ontario’s HST rate of 13%. However, property taxes in both cities may vary depending on the assessed value and municipal tax rates. 

Therefore, individuals should consider the tax implications when choosing between Montreal and Ottawa. Those who are willing to pay higher income and sales taxes in exchange for a vibrant and culturally rich environment may prefer Montreal.

On the other hand, those who prioritise lower taxes may lean towards Ottawa.

Montreal vs Ottawa: Pros and Cons

Montreal and Ottawa are two of Canada’s most popular cities, each with its own unique character and charm. Here are some of the pros and cons of each city.

Ultimately, the choice of which city to live in will depend on individual preferences and priorities, such as career opportunities, lifestyle, and personal interests.

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