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Worry Less and Drive More with the 5 Best Car Insurance Companies in Vancouver
The other day, a friend swore that a curb “came out of nowhere” and slammed into his car. Sure, let’s pretend that the curb had a vendetta. His bumper was shredded right to the rear doors, and somehow, the airbags just sat that one out (thankfully, it wasn’t a total wreck).
When we asked if he had collision coverage, he hit us with a nope. So yeah, he paid for the whole mess out of pocket. Turns out, he wasn’t alone—half the group didn’t have any optional coverage beyond ICBC, and suddenly everyone was on the phone with an agent.
So we did the homework and reviewed the best car insurance companies in Vancouver because those curbs aren’t going anywhere.
1. Waypoint Insurance

Services: Auto, home, business, and personal insurance
Address: 3295 W Broadway
Contact Details: +1 604-731-4684
Operating Hours: Monday to Friday: 9 AM – 5 PM
Google reviews score | 5/5 |
Yelp reviews score | 5/5 |
Total reviews | 5/5 |
Score consistency | 5/5 |
Coverage options | 5/5 |
Track record and reliability | 5/5 |
Claims process | 5/5 |
Accessibility | 5/5 |
Availability and scheduling | 4/5 |
Client support | 5/5 |
Price (A higher score means better value) | 5/5 |
Waypoint offers a wide range of auto insurance products, like mandatory ICBC coverage, vehicle replacement, fleet vehicle insurance, and optional private coverage through partners like Family Insurance and Stratford. So you’ll have room to tailor your policies to fit your budget and needs.
The clients we spoke with often praised Waypoint’s staff for being professional, clear, and thorough. They don’t push unnecessary packages, and they take their time to explain your options so you can make an informed decision.
For instance, renewing a policy can often feel confusing, but clients have noted that the team offers clear, responsive guidance throughout.
Plus, people consistently mention how easy it is to renew their auto insurance over the phone. The staff are known for handling everything quickly and efficiently, turning what’s usually a chore into something surprisingly smooth and stress-free.
Just a heads-up, though: they’re closed on weekends, so if your weekdays are packed, you’ll need to plan ahead for calls or in-person visits.
Still, it’s hard to ignore Waypoint’s solid reputation for offering flexible coverage and following it up with personable, reliable customer service, especially when it counts.
Efficient in processing everything
“Had my auto insurance renewed over the phone and it went real smooth. BRANDON was very quick and efficient in processing everything and did it with a very accommodating personality. I’m glad renewing insurance is this easy.”
FJT Frange, Google Review
Helped me modify my auto insurance
“Nelson helped me modify my auto insurance. In addition to being a pleasure to work with he was knowledgeable and helpful. It’s good to see a young man take pride in doing a good job. Brock Eurchuk”
Brock, Google Review
2. Western Coast Insurance Services Ltd.

Services: Insurance: car, home, ICBC Renewal, life, farm, business, renter’s, and more
Address: 445 W Broadway; 1075 W Georgia St #6
Contact Details: +1 844-802-7628
Operating Hours:
- Monday to Friday: 9 AM – 5 PM
- Saturday: 9 AM – 4 PM
Google reviews score | 4.9/5 |
TrustAnalytica reviews score | 4.3/5 |
Total reviews | 4/5 |
Score consistency | 4.6/5 |
Coverage options | 5/5 |
Track record and reliability | 5/5 |
Claims process | 5/5 |
Accessibility | 5/5 |
Availability and scheduling | 4/5 |
Client support | 4.5/5 |
Price (A higher score means better value) | 5/5 |
We like that Western Coast offers various car insurance options, from ICBC Autoplan renewals to extra coverage for different kinds of vehicles, and their team helps tailor each policy.
Speaking of optional coverage, you can tack on things like loss of use, vehicle replacement, and uninsured motorist protection.
Another thoughtful detail we noticed is that if you’ve just bought a new car, imported one, or moved from out of province, their agents can guide you through the steps to get it insured and plated in BC.
They also try to keep their rates competitive and work with you to find coverage that fits your budget.
One thing to keep in mind: their West Georgia Street office is closed on weekends, so you’ll need to squeeze them into your weekday. We also came across a few mentions of delayed responses after initial contact. If you’re dealing with something time-sensitive, it helps to get a direct line to someone on the team.
Nonetheless, Western Coast makes a strong case for anyone wanting more flexible, personalized coverage—they’re worth checking out.
Went above and beyond
“Conchita was really helpful in assisting me with my car insurance. She went above and beyond to help me understand each details. Great customer service and work.”
Akhil Menon, Google Review
Best deal for car insurance
“Very professional staff looking to get you the best deal there is for car insurance. Liam helped me out with my needs, great guy!”
Riley Peters, Google Review
3. AMC Insurance Service

Services: Auto, home, commercial, and other types of insurance
Address: 593 W 57th Ave
Contact Details: +1 604-239-3164
Operating Hours:
- Monday to Friday: 9 AM – 9 PM
- Saturday: 9 AM – 7 PM
- Sunday: 10 AM – 6 PM
Google reviews score | 4.9/5 |
Total reviews | 4/5 |
Score consistency | 5/5 |
Coverage options | 5/5 |
Track record and reliability | 4/5 |
Claims process | 5/5 |
Accessibility | 5/5 |
Availability and scheduling | 5/5 |
Client support | 4/5 |
Price (A higher score means better value) | 5/5 |
AMC takes a personalized approach to car insurance, building plans around your driving habits, vehicle type, and what coverage actually matters to you. So, whether you’re a new driver or someone cruising in a high-end ride, they focus on finding the right fit for your situation.
If you’re new to BC or buying your first vehicle, their team does a great job walking you through the ICBC system. They make it easier to understand your options, especially when it comes to optional coverages and navigating all the fine print.
We also commend how clearly they explain the details. You’ll know exactly what you’re paying for and what to expect in case of a claim—no confusion, no surprises.
On the downside, we did hear some complaints about administrative mix-ups, like mismatched signatures or tricky transfer situations.
But to their credit, AMC stays involved after the paperwork’s done, helping with renewals and claims so you’re not left figuring things out on your own.
Experienced good service
“Went here not knowing how car insurance and registration work in BC. Fred was calm and explained everything concisely. Welcomed every question from me. Such a pleasant personality. Water was there for customers to grab. 6pm on Monday was a good time to visit. Experienced good service in a peaceful office. Highly recommend.”
Hope Cho, Google Review
Very pleasant and helpful
“We walked in near the end of the work day with no appointment and were taken immediately with grace. Our agent was very pleasant and helpful, and took good care of us. Sushile is great,!”
Joshua Corber, Google Review
4. Stratis Insurance Agency Ltd.

Services: Insurance: home, auto, condo, tenant, life, marine, travel
Address: 6481 Oak St
Contact Details: +1 604-566-6660
Operating Hours: Monday to Sunday: 9 AM – 5 PM
Google reviews score | 4.9/5 |
Total reviews | 4/5 |
Score consistency | 5/5 |
Coverage options | 5/5 |
Track record and reliability | 4/5 |
Claims process | 5/5 |
Accessibility | 5/5 |
Availability and scheduling | 5/5 |
Client support | 4.5/5 |
Price (A higher score means better value) | 4/5 |
With over 100 years in the insurance industry, Stratis brings serious experience to the table. They don’t just handle the basics—they help you sort through ICBC coverage and build a plan that actually fits your driving habits and lifestyle.
We found them to be highly convenient. You can handle your own policy setup or renewal remotely, and they’ll even send the paperwork straight to your door. It’s a smooth process, especially if you’d rather avoid office visits.
Their team is also known for making things easy to understand. If you’re unsure about which optional coverages make sense, they’re great at breaking it all down without the jargon.
That said, there have been a few hiccups. Some clients mentioned receiving blurry or hard-to-read documents, and a few noticed unexpected charges on their policies.
But hey, Stratis is quick to respond, fix the issue, and issue refunds when needed, which says a lot about how seriously they take their client concerns.
Super helpful and amazing
“Kathy Chan was super helpful and amazing to work with. It was time for my renewal and she did not just give me a quote but gave me options and walked me through the process. When I had questions, she was prompt on her response. Highly recommend dealing with her!”
Jason Kwok, Google Review
Reliable insurance support
“James was incredibly helpful with my car and rental insurance needs. He’s always responsive, attentive, and willing to assist with any issues that come up. I highly recommend him to anyone looking for reliable insurance support!”
Tiffany Huang, Google Review
5. Westland Insurance

Services: Insurance: auto, home, tenant, RV, marine and boat, travel, pet, cybersecurity, and more
Address: 2110 Lahb Ave.
Contact Details: +1 778-545-2044
Operating Hours:
- Monday to Saturday: 9 AM – 5 PM
- Sunday: 12 PM – 4 PM
Google reviews score | 4.9/5 |
Facebook reviews score | 4.3/5 |
Yelp reviews score | 4/5 |
Total reviews | 5/5 |
Score consistency | 4.4/5 |
Coverage options | 5/5 |
Track record and reliability | 4.5/5 |
Claims process | 4.5/5 |
Accessibility | 5/5 |
Availability and scheduling | 4/5 |
Client support | 4/5 |
Price (A higher score means better value) | 5/5 |
Westland Insurance has a strong footprint across Canada, with several branches around Vancouver. Their advisors are pretty familiar with the ins and outs of BC’s insurance system, so you’re likely to get advice that ticks your checklist.
As an independent brokerage, they work with multiple insurers, giving you access to a range of coverage options and competitive rates that match your driving needs.
Another plus is how easy they make the process. You don’t have to drop everything and head to a branch—phone and email work just fine for renewals or new policies.
And suppose you’re someone who qualifies for discounts, maybe your car has modern safety features, or you don’t rack up many kilometres. In that case, they’ll often flag those savings upfront.
Of course, it’s not always perfect. Some people have felt their renewals weren’t handled with enough care, and that kind of inconsistency can be frustrating.
Regardless, Westland has the tools and options to meet your needs, especially if you like having many choices.
Exceptional service
“Kiran at Westland Insurance provided exceptional service for car insurance quote. Her professionalism and dedication are truly appreciated. Highly recommend Kiran and the Westland team for your insurance needs.”
Jasil, Google Review
Easy, quick, and efficient
“Renewing my vehicle insurance over the phone with Nasim Salehi was easy, quick, and efficient. She was very polite and helpful.”
Melanie Watson, Google Review