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The 10 Best Ways to Send Money to Canada

The 10 Best Ways to Send Money to Canada

When it comes to sending money to Canada, you’ve got A LOT of terrific and convenient options. Yeah, you read that right! There are a whole variety of ways to offer competitive rates, quick transfers, and top-notch security. Intrigued?

That’s why we’ve come up with the best ways to send money up north, from wherever you are, as smoothly as a beaver in a lake! So grab yourself a Timmy’s (or your preferred brew) and read on.

Wise (formerly TransferWise)


Contact details: 

Wise, formerly known as TransferWise, makes it a breeze to send money to Canada. Low fees, quick transfers, and transparency—sounds like a dream, eh?

This money transfer uses the actual mid-market exchange rate (say bye-bye to hefty exchange rate markups!) and charges a small, fixed percentage fee. Plus, their intuitive app and website make it easy to keep track of your transfer.

Local tip: Always double-check the recipient’s CAD conversion on Wise’s website or app for the most accurate, up-to-date rates.



Contact details: +1 888-221-1161

Who hasn’t used PayPal at least once to nab that vintage Rush LP from a faraway land? Yep! Another icon among money transfer options is good ol’ PayPal.

It’s already the go-to choice for countless online payments and freelancers, and it rocks for sending money to Canada too.

The charm of PayPal lies in its worldwide recognition, solid security, and ease of use—perfect for those of us who panic at the sight of a mega-complicated platform. 

While fees may be higher compared to some other options (don’t worry, they’re still reasonable), the convenience factor they offer overrules them.

Local tip: Be mindful of the exchange rates and fees when sending large amounts. Skimming through PayPal’s fee structure might save you a few bucks, eh?

Western Union


Contact details: +1 800325-6000

When we’re chattin’ about money transfers, let’s not forget the OG, Western Union. Serving our cross-border needs for over a century, Western Union still holds the crown as one of the best ways to wire cash to Canada.

From the vast number of outlets (over 500,000 worldwide, no biggie) to innovative online platforms, Western Union lets you transfer a few dollars to your Canadian pen pal any way you please.

You can even choose between bank transfers, cash pick-ups, and same-day services, depending on your haste and taste.

Local tip: Check their promotions tab to see if there’s a discount or deal you could use—there’s no harm in saving a little cash, eh?



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Skrill is an electronic wallet-based solution to send money to our über-friendly neighbours up north. With Skrill, you can send money to Canadian bank accounts, email addresses, or mobile numbers.

Its speedy transfers and user-friendly platforms make it a popular choice for instant transfers. Plus, you’ll score massive brownie points for adding or maintaining a healthy account balance.

Local tip: Keep an eye open for discounts while transferring money—they love a good bargain, just like you!



Contact details: (Help Centre)

The relatively newer player in the transfer game, Remitly, is making waves like a frolicking moose. This money transfer offers a combo of attractive fees, a versatile app, and airtight security.

Remitly offers exchange rates that will put a smile on your face. And, if saving every dollar counts, opt for their “Economy” transfer option for even lower fees.

Local tip: Use their free trial to check out their services without paying fees on your very first transfer.

Currencies Direct


Contact details: +44 (0) 20 7847 9400

Currencies Direct, which has been in business since 1996, is essentially the cool grandparents with extraordinary tales from the foreign exchange land. 

It locks in an exchange rate for you for up to a year—perfect for those with a close eye on the ever-fluctuating currency market.

Currencies Direct doesn’t believe in charging transfer fees; they’re all about making things super simple for us.

Local tip: Keep an eye out for their Rate Watch service. They’ll notify you when your desired rate hits; pretty neat, eh?



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Payoneer can be your fairy godmother with fast, secure, and low-cost solutions, whether you’re a Canadian-obsessed freelancer, an online seller, or paying for those irresistible Nanaimo bars.

With Payoneer, you can send money directly to your recipient’s bank account, or, if they’re a bit tech-savvy themselves, you can send it to their Payoneer account. They even offer payment services for businesses.

Local tip: Need customer support quickly? Try their “Live Chat”. They’re as helpful as a Canadian Mountie!

XE Money Transfer


Contact details: +44 1553 752 495 

Just in case exchange rates and currency conversions give you a noggin’ ache, XE is like the aspirin of the forex world, making it as easy as a stroll. They give you the real-deal middle-market rates, minus any hefty fees.

And to top that off, they sling your dough faster than a Saskatchewan snowstorm. Whether you’re kicking back in Adelaide or Zagreb, you can send money to Canada worry-free with XE.

Local tip: XE offers rate alerts, so you won’t miss out on any sweet exchange rate deals, eh?



Contact details: +44 207 148 5800

Now, if you’re looking for a transfer service that puts your convenience at the top of their priority list, you’ll get weak-kneed for WorldRemit. Unlike that stubborn jar of pickles in your fridge, WorldRemit doesn’t keep you struggling; it’s super swift.

Once you press the ‘send’ button, your funds zoom across borders faster than a pronghorn during lunchtime escapades. We’re talking about the availability of funds within minutes.

Local tip: Have a gander at their “airtime top-up” feature. It’s a lifesaver when you need to add some juice to a prepaid mobile in Canada.



Contact details: +1 888 288 7354

If you’ve got a heart that beats for zero hidden charges and round-the-clock money hurling, you’re going to love cozying up with OFX. It flaunts stellar exchange rates that’ll make your heart skip a beat.

Coupled with competitive exchange rates, super low fees (I’m talking zero, zilch, nada), and 24/7 support, it’s like hitting a money-transfer jackpot. With OFX, you can afford to be the generous pal who always pays back on time.

Local tip: Register for rate alerts so you’ll be the first to know when the CAD is looking extra tempting.

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